Kind Words
Whether it's guiding clients through the mortgage process or spreading kindness through my volunteer work, building meaningful connections is at the heart of everything I do. Here’s what some incredible people have shared about their experiences with me.
“I would highly recommend Marni to anyone seeking a mortgage broker who truly has their best interests at heart. Her professionalism, expertise, and customer service are unparalleled. Thank you, Marni, for helping me achieve my dream of homeownership!”
“We highly recommend Marni Rivera!!! She was always available to answer questions and went above and beyond to get us into our loan with no money down.”
“I recently worked with Marni to secure a mortgage for my new home, and I couldn’t be more impressed! From the initial consultation to the final closing, Marni was knowledgeable, responsive, and dedicated to finding the best options for my financial situation.Marni took the time to understand my needs and goals, explaining complex financial concepts in a clear and concise manner. Her expertise and guidance made the entire process smooth and stress-free.The communication was exceptional, with regular updates and prompt responses to my questions and concerns. Marni went above and beyond to ensure I understood every step of the process.”
“Marni Rivera is the most genuine and selfless individual I have ever come across. Her positive energy and infectious enthusiasm are truly unbelievable.The gift of listening is embodied in Marni and any time spent with her will leave you feeling capable. Through hard work, dedication, and many volunteer hours, Marni has single handedly changed our community for the better. Everyone loves Marni! Marni will put you first every single time with no sense of inconvenience. Her unique ability to make complex situations approachable brings peace back into a chaotic world. You’re the best Marni!”
“I recently worked with Marni to secure my mortgage, and I couldn’t be more impressed! Marni was knowledgeable, responsive, and made the entire process seamless.Her expertise and guidance made a huge difference in finding the perfect mortgage option for my needs. She communicated clearly, answered all my questions, and ensured I understood every step.I highly recommend Marni to anyone seeking a mortgage. Her professionalism, patience, and dedication saved me time and stress.Five stars isn’t enough – I’d give her ten!”
“I know Marni from her volunteerism at our high school, Crossroads High School for teen moms. Marni was very helpful in organizing a classroom that had been moved from one place to the other. Additionally, she has come in and worked with our students and always offers her time and expertise. She is a wonderful caring, giving and compassionate person. I recommend her without reservation for any business or volunteer project.”
“On behalf of the California Highway Patrol, I would like to thank you for your support and generosity in the days following the death of our friend and colleague, Officer Kenyon Youngstrom. Your heartfelt sympathy and contribution continues to overwhelm us and is greatly appreciated by the family of Officer Youngstrom, every member of the Contra Costa CHP and the entire California Highway Patrol statewide. The generosity and power of the human spirit has truly left each of us with an indelible mark that will carry us forward. Officer Youngstrom’s legacy of honor, integrity and service will continue through all of us.”
“We’ve worked with Marni multiple times for our mortgage needs, and every experience has been exceptional. She helped us through our home purchase with expertise and patience ( I had so many questions), always keeping our best interests first. Over the years, she’s proactively let us know when refinancing could save us money without increasing our loan balance making the process seamless and stress-free. We trust her completely and confidently recommend her to our family and friends!”
“Marni is super smart and creative, exactly what I need in a mortgage broker. Highly recommend.”
“We have known Marni for years. She’s the ultimate professional that makes you feel like family- not the hectic family- but the caring and compassionate one. I rarely post publicly but felt compelled to post this as Marni will be as valuable to you as to my entire family. I highly recommend Marni for any mortgage needs. She has helped us multiple times.”
“Over the 25 or so years I’ve known Marni, she’s shown an unwavering commitment to her profession, her clients, and her community. Back when she helped me with a loan she was efficient and trustworthy, and now as she continues in her profession alongside her many volunteer activities in the community, she remains those things, but with an added dose of kindness.”
“Marni puts kindness in everything she does. Whether it’s work, friendships, or the community, she goes out of her way to make a positive impact. She is always thinking of others and how she can help. It’s part of who she is. Any friend, co-worker or community would be honored to have Marni in their corner.”
“Marni is simply delightful… She’s one of the kindest humans to be around if you’re lucky enough to know her. She’s loving and an incredible mentor who loves to give back to the community!”
“Marni Rivera is a committed volunteer costumer in the Stanley middle school drama productions. She has given hours of her time organizing, fixing, ordering, crafting, fitting garments, shoes and wigs for our student actors. The students trust her, go to her for assistance and she always greets them with a joyful smile. She reassures them that they will have their costume intact and gets them to hop back up on stage. My daughter will only go to her to get her hair braided and avoid her own mother! Marni is a soul full of love and rainbows. She is an integral part of our Lafayette community.”
“Have you ever met someone who just lit up a room and you knew that they were extra special? That’s how I felt when I met #OWNerOfTheWeek and founder of Kindness U, Marni Rivera!”
“We have worked with Marni many times over the years. She has always presented the best financing options for us. Her communication is superb, she keeps you informed and updated throughout the process. I would highly recommend Marni to anyone considering purchasing or refinancing a home. Marni and her team make you feel like you’re their only client.”
“Facing a tight deadline for our offer, Marni swiftly provided us with financing options. Her efficiency, reliability, wealth of experience and amazing attitude made the process seamless. We highly recommend her for all of your financing needs. She’s the best!! ”
“Marni has been our go-to mortgage broker for years. Her knowledge and expert financial guidance have been so valuable in helping us achieve our long term goals. We trust her completely and have confidently referred her to family and friends time and time again.”
“Marni was the one that got us our loan for the house. Her expertise uniquely allowed her to navigate our somewhat odd circumstances (less than 2 years in CA, cash in a pension plans that other lenders wanted to ignore) and was able to pull it in. The whole way she held our hand, when necessary, pushed us when needed, advocated strongly for us, and in the end got us a pretty good deal considering June/July 2022 was right when interest rates were starting to accelerate dramatically. I appreciated through it all that she brought knowledge, for sure, but also humor and warmth.”
“Marni brings energy & enthusiasm to every client interaction. She is an intentional & thoughtful listener. She represents her clients and their interests well. Her knowledge of the market and trends benefit her clients and add value to their decision-making process. She goes the ‘extra mile’ to research and gather information to ensure client confidence. She is a hard worker and always works tirelessly with her clients’ best interest in mind.”
“I’m a seasoned broker here in Danville. Marni takes care of my clients with the conditions of approval of each loan. The good thing I like is that she gets it done and the loan closes on time. With an assortment of sources to get a deal funded, Marni always comes through. I really recommend her. You won’t be disappointed as the has over 30 years of experience.”
“Marni goes above and beyond with each and every person. She always made sure our needs were met with the highest standard of care. Most importantly, she took time to hold her hand through the whole process and was so kind, patient, and caring through the whole thing. Marni made the whole experience such a smooth process and I’m so grateful to have her as our trusted advisor.”
“Marni Rivera, aka Yellow Mommy, is one of those special people whose main mission in life is to enhance the lives of others. She does it with an abundance of energy, enthusiasm, and warmth. She understands that the best thing we can do for our kids is to help them develop good character – to be kind, caring, honest, responsible – so they can be good citizens and make the world a better place. This is her mission and her passion.”
“I’ve known Marni since 2007 and she has collaborated with me on multiple loans. I can’t recommend anyone more highly for residential mortgage loans. Marni and her team will always be my first choice for my mortgage needs.”
“Your posters were used along with the kid’s art to create a service project for our nearby retirement home. Our school’s word of the month was “grateful “. Your Grateful poem poster was used for this project. We walked to the retirement home and had the children recite the poem, hand them each the picture they drew and a handout of the poem we sang. I wasn’t sure who got more joy out of this project, the kids or the adults. Their faces were priceless. Thank you for the continuous inspiration and creativity. The world needs more givers like you.”
“Marni. What a touching segment. How good of you to send such a great message to your children and bring in the Lafayette students.”
“Thanks, Marni! We appreciate your kindness and thoughtfulness. Thanks for all of your hard work! You are very special.”
“I’m honored to be invited to be part of your important work. I love your website and your mission. I’m currently working on a book that very much aligns with what you’re doing: I’d very much like to cite/describe your good efforts as part of that.”
“Marni has been my preferred choice lender for over 20 years. She is a very knowledgeable and trustworthy mortgage advisor and a lot of fun to work with. She focuses on everyone included in the transaction, whether they are the borrower, listing agent, title company, etc. always willing to help to get the transaction closed on time. Not only does she offer her clients competitive rates and great service, but she also holds Kindness Events where you have an opportunity to impact the community in which you live. Her team is also knowledgeable, caring, and friendly! I highly recommend working with Marni.”